Founded in NYC 2015 · Lending Nationwide 2017 · Headquartered in Delray Beach, FL
We close as promised. That's it. That's the pitch.
MoFin Lending provides investment property financing for real estate investors nationwide.
No gimmicks. No runaround. Just certainty of close.
No hard pull. Term sheet in 1 business day.
Every type of deal covered.
Whether you're buying, renovating, building, or holding, MoFin has a loan program built for investment properties.
DSCR / Rental Loans
30-year fixed. Qualify on cash flow, not income. No W-2s, no tax returns.
Fix & Flip
Short-term capital for purchase and rehab, with a path to DSCR when the deal becomes a rental.
Bridge Loans
Short-term, interest-only financing for acquisitions, listings, and maturing loans.
Ground-Up Construction
Construction financing for experienced investors with clear exit paths.
Short-Term Rentals
Airbnb and VRBO financing on DSCR structure with projected income options.
Foreign Nationals
No U.S. credit required on eligible DSCR deals at appropriate leverage.
Lending powered by process. Decisions made by humans.
MoFin uses technology to move faster, catch more, and underwrite smarter, but every decision still comes from a real person who understands your file.
When you call, a person picks up. When your deal is on the line, your team is reachable.
"Institutional-level execution with the speed and attention of a team that cares about every single loan."
Why borrowers come back.
MoFin was built to prevent the usual deal-killers: bait-and-switch pricing, slow answers, and late-stage surprises.
Ready to talk numbers?
Submit your scenario on the main MoFin website and get a full breakdown within one business day.
Submit Your Scenario